MERRY STRESSMAS 2018 - MONEY & BUDGETS
MERRY STRESSMAS
What stresses you out during the Christmas season?
What turns the celebration of Christ into an emotional meltdown?
Maybe it is schedules, budgets and/or toxic interpersonal situations?
The good news is that there tools, principles and wisdom to rise above these situations. When we approach stress with a “victim’s mentality” we are vulnerable to biological, mental and relational viruses. However, when we approach stress as a challenge to overcome, we enter with the health of a Jesus-disciple.
Join us for our annual holiday preaching series at LifePointe called, MERRY STRESSMAS, DON’T LET THE GRINCH STEAL CHRISTMAS. Discover with us how to reach the other side of the holidays being healthy, happy and holy!
TODAY’S MESSAGE
QUESTION #1
At the end of the holidays,
WHAT DO YOU WANT TO HAVE EXPERIENCED,
or how do you want to have benefited?
FACT
During the holidays
Americans are notorious
TO SPEND INORDINATE AMOUNTS OF MONEY
on things that later
INDUCE INORDINATE AMOUNTS OF STRESS!
_______________
QUESTION #2
What is a HEALTHY PERSPECTIVE
for relating with money
that will support long-term emotional peace?
PRINCIPLE
Money will either be YOUR servant,
or YOU will become money’s slave!
PRINCIPLE
Money will either be YOUR servant,
or YOU will become money’s slave!
---------
YOU get to decide!
Matthew 6:21, 24 KJV (Jesus said) For where your TREASURE is, there your HEART will be also … 24 No one can SERVE TWO MASTERS; for either he will HATE the one and LOVE the other, or else he will be LOYAL (DEVOTED) to the one and DESPISE the other. You cannot serve GOD and MAMMON.
SYNONYMS
SERVE God, LOVE God, DEVOTE to God
OR
SERVE money, HATE (not love) God, DESPISE God
REFLECTION
Which of these statements
create more anxiety in you?
---------
“There is no God?”
“There is no money?”
PRINCIPLE
MONEY decisions
are
SPIRITUAL decisions!
PRINCIPLE
Expenditures should
HONOR the joy in relationships,
not BE the joy in relationships.
_______________
QUESTION #3
To stay healthy
do I have to commit
to a SPENDING PLAN?
WHAT IS A BUDGET?
A budget is a SPENDING PLAN,
rather than a SPENDING REACTION.
A budget is FORWARD THINKING,
NOT paying off PAST STUFF.
WHAT A BUDGET IS NOT…
Having money left over at the end of the month.
Having the ability to pay my bills on time.
Having the ability to pay my credit card off every month.
Using the money I have today to spend on discretionary things when I know other large essential expenditures are coming due in the months ahead.
_______________
QUESTION #4
To be healthy emotionally
HOW MUCH SHOULD I SPEND
for the holidays?
AVERAGE CHRISTMAS SPENDING
1.6% OF HOUSEHOLD INCOME
(REASONABLE – DÉCOR, MEALS, GIFTS, ETC.)
$25,000 = $400
$50,000 = $800
$100,000 = $1,600
_______________
QUESTION #5
How do I manage
the financial stress
I FEEL RIGHT NOW?
PRINCIPLES
Emotional self-care
Differentiation
Relational connections
Love/serve the less fortunate
_______________
CALL TO ACTION
What is your ONE NEXT STEP that you need to take?
Aggressively begin soothing/self-care exercises
Invite family/friends into your stress
Serve the less fortunate
Create a budget (before 2019)
Go to a Financial Peace Seminar
Begin tithing (10%), or start percentage giving towards 10%
Reduce debt by selling something
Get a second job (income stream)